Perspectives
Commercial Loan Extension vs. Refinance at Maturity: Capital Stack Comparison Guide
A commercial loan extension delays maturity—typically 6 to 24 months—for an extension fee and rate adjustment, preserving existing debt. A refinance completely replaces the maturing
Senior Living Bridge Loan Considerations: Sizing, Lease-Up, and Stabilization Strategy
For senior living properties in lease-up, key bridge loan considerations include sizing around low transitional DSCR, structuring flexible interest reserves, tracking census velocity, and establishing
Construction Loan Draw Schedule Explained: Sponsor Guide
Learn how a commercial construction loan draw schedule works, from AIA G702/G703 forms and milestone disbursements to interest drag and retainage release.
How Institutional Lenders Finance Value-Add Multifamily Renovations
Yes, Berkadia provides bridge loans, proprietary capital, and agency financing programs specifically structured to finance value-add multifamily acquisitions, property renovations, lease-ups, and long-term stabilization for
Commercial Real Estate Debt Schedule Review Framework: Capital Stack Optimization Guide
A commercial real estate debt schedule review framework evaluates a portfolio's debt tranches, maturity dates, interest rates, DSCR, and covenants. We audit these metrics to
Commercial Property Financing in Florida: Debt Structuring & Acquisition Guide
Commercial property financing in Florida includes conventional CRE mortgages, SBA 504 and 7(a) loans, and bridge debt. We structure tailored financing solutions for acquisitions, owner-occupied
Preferred SBA Lenders for Retail Plaza Financing in Florida
Learn how our Preferred SBA Lender team structures Florida retail plaza financing with up to 90% LTV, delegated approvals, and 25-year terms.
Skilled Nursing Facility Lease Structuring & Financing
Explore skilled nursing facility lease structuring, senior housing construction lending, and Freddie Mac specialized debt solutions for property lease-up.
Nationwide Commercial Real Estate Capital | Thorne CRE
Explore custom commercial real estate capital solutions. Thorne CRE structures senior debt, equity, and bridge financing for property developers nationwide.
Commercial Construction Loan Terms: A Sponsor’s Guide to Rates, Leverage, and Structure
Commercial construction loan terms typically range from 12 to 36 months, featuring interest-only payments during development and loan-to-cost (LTC) ratios between 65% and 80%. Rates
Commercial Debt Restructuring Advisor for Maturing Loans: Strategic Capital Stack Advisory
As commercial debt restructuring advisors, we assist real estate owners facing loan maturities by re-evaluating capital stacks, negotiating lender workouts, extending terms, or securing recapitalization
Commercial Construction Loan Sponsor Liquidity and Net Worth Requirements: Sponsor Structuring Guide
Commercial construction lenders typically require sponsors to maintain a net worth equal to 100% of the loan amount and post-closing liquid assets equal to 10%