Perspectives

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SBA 504 Loan Guide for Commercial Real Estate Brokers

Discover how CRE brokers can leverage SBA 504 loans to convert tenant prospects, close deals with 10% down payments, and earn full commissions.
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White Label SBA Loan Sourcing for Brokers: Scale Commercial Financing Capabilities

Explore how white label SBA loan sourcing enables commercial real estate brokers to deliver branded SBA 7(a) and 504 solutions while expert partners manage back
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Commercial Real Estate Broker SBA Referral Fee Rules & Compliance Guide

Explore commercial real estate broker SBA referral fee rules, SBA Form 159 compliance mandates, RESPA exemptions, and allowable referral percentage limits.
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Preferred Lender SBA 7(a) Loan Processing Timeline Guide

SBA Preferred Lenders (PLP) reduce 7(a) loan approval timelines to 30–45 days through in-house underwriting and direct SBA E-Tran submission.
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SBA Loan Referral Fees for Mortgage Brokers: SOP Rules

SBA loan referral fees for mortgage brokers range from 1% to 3%. Learn SOP 50 10 compliance rules, SBA Form 159 disclosure, and fee payout
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Residential Mortgage Broker Expanding into Commercial Lending: Strategic Roadmap

Discover how residential mortgage brokers can expand into commercial lending, master cash flow underwriting, and diversify revenue with Thorne CRE.
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SBA 504 Down Payment Requirements: Multi-Tenant CRE

SBA 504 loans require a 10% down payment for multi-tenant commercial properties with 51% owner occupancy. Learn tiered equity rules and occupancy guidelines.
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SBA 504 Loan Third-Party Lender & Multi-Tenant Fee Structure Guide

Explore the complete SBA 504 loan third-party lender fee structure for multi-tenant commercial real estate, including participation fees, CDC debenture costs, a
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Commercial Real Estate DSCR Calculator & Ratio Guide

Calculate commercial real estate DSCR using Net Operating Income and annual debt service. Evaluate coverage ratios across conventional and SBA loans.
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Unlocking Capital: The Complete Guide to the SBA 504 Green Loan Initiative

The SBA 504 Green Loan Initiative allows businesses to exceed standard SBA borrowing limits by securing up to $5.5 million per project. We help clients
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How to Finance a Multi-Tenant Commercial Building: Complete Guide

We recommend financing multi-tenant commercial buildings through conventional commercial mortgages, SBA 504 loans, CMBS loans, or bridge financing. Lenders evaluate property net operating income (NOI),
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Choosing the Right Commercial Mortgage for Industrial Parks

Learn how to choose the right commercial mortgage for a multi-tenant industrial park by evaluating DSCR, tenant concentration, WALT, and LTV ratios.