Commercial Mortgage Maturity Risk Checklist: A Capital Structure Diagnostic for CRE Owners
A commercial mortgage maturity risk checklist evaluates loan refinancing readiness by auditing trailing 12-month NOI trends, current DSCR, prevailing LTV caps, debt yield thresholds, exit cap rate assumptions, and potential equity gap requirements 12 to 24 months before maturity.
Structuring a Bridge to SBA 504 Exit Strategy
Learn how we structure a bridge to SBA 504 exit strategy to transition short-term commercial debt into long-term, low-rate SBA takeout financing.
Commercial Bridge Loan Interest Reserve Calculation Guide
Master commercial bridge loan interest reserve calculations. Explore formulas, straight-line vs. S-curve draw schedules, capitalized interest, and lender sizing
What Is a Construction Loan for Commercial Real Estate? A Comprehensive FAQ Guide
A commercial real estate construction loan is short-term, draw-based financing used to cover land acquisition, labor, and building materials for ground-up development or major renovations. Upon project completion, it typically refinances into permanent, long-term debt.
Transitional Commercial Property Renovation Loan Requirements: Underwriting Checklist
Transitional commercial property renovation loan requirements typically include a detailed capex budget, 15% to 25% sponsor equity, demonstrated rehab track record, a minimum 1.0x-1.15x in-place DSCR or dedicated interest reserve, and realistic post-renovation stabilization projections.
Commercial Construction Loan Contingency Budget Checklist: Comprehensive Audit Guide
Audit your commercial construction loan contingency budget before lender underwriting. Features a multi-sector diagnostic matrix and 5-10% reserve guidelines.
Value-Add Commercial Real Estate Financing Guide: Capital Stacks, Bridge Loans, and Takeout Strategies
Value-add commercial real estate financing relies on short-term bridge loans, hard money, or mezzanine debt to acquire and renovate underperforming assets. Once stabilized through increased net operating income, sponsors refinance into long-term permanent agency or bank debt.
SBA 504 Loan Down Payment Requirements for Commercial Buildings
SBA 504 loans generally require a 10% down payment for commercial real estate. However, startup businesses under two years old or single-purpose buildings require 15%, while startups purchasing single-purpose properties require a 20% down payment.
How to Get Financing for a Multifamily Property: An Investor’s Guide
To finance a multifamily property, determine unit count (1–4 residential vs. 5+ commercial). Gather financial documentation, evaluate lender options like Fannie Mae, SBA, or private bridge loans, and apply based on property stabilization and your execution strategy.
Healthcare Medical Office Finance: The Complete Commercial Real Estate Guide
Healthcare medical office finance provides capital for acquiring, refinancing, or expanding medical practice real estate. At Thorne CRE, we connect physicians and investors with customized conventional and SBA loan options structured for unique medical practice cash flows.