SBA Referral Fee Programs for Professional Advisors: Compliance, Compensation & Partner Guide
SBA referral fee programs allow professional advisors to earn compensation by connecting business clients with approved lenders. Compensation must strictly comply with SBA Form 159 guidelines, ensuring full disclosure, ethical practices, and transparent fee structures across all transactions.
SBA Lender Selection for Referral Partners: Evaluating PLP Status, Speed, and Compliance
To select the ideal SBA lender, referral partners should evaluate Preferred Lender Program (PLP) status, approval turnaround speed, strict SBA Form 159 compliance, dedicated partner communication, and deep commercial real estate underwriting expertise to protect client relationships.
SBA 504 vs 7(a) Loans for Commercial Real Estate: A Strategic Comparison Guide
SBA 504 loans best suit long-term commercial real estate and heavy equipment purchases with lower fixed rates. SBA 7(a) loans provide versatile funding for working capital, business acquisition, inventory, and real estate with variable or fixed interest rates.
SBA Down Payment and Equity Injection Guidelines: A Guide for Commercial Property Borrowers
SBA loan equity injections typically range from 10% to 20% for commercial real estate and business acquisitions. We recommend using cash, HELOCs, qualified seller notes, or investor equity to meet SBA guidelines while preserving operating capital.
SBA 504 Green Energy Program: Ultimate Financing Guide for Commercial Real Estate
The SBA 504 Green Energy Program allows small business owners to exceed standard SBA loan limits up to $5.5 million per project by incorporating energy-efficient improvements or renewable energy generation into their commercial real estate projects.
SBA 504 Debt Refinancing: Complete Guide for Business Owners & CRE Professionals
We utilize SBA 504 debt refinancing to help small businesses lock in long-term, fixed-rate financing for commercial real estate and equipment, reducing monthly debt service and accessing equity for eligible operating expenses.
Commercial Real Estate Capital Stack: Optimization & Maturity Advisory Guide
In commercial real estate, we define the capital stack as the financial structure detailing the priority of debt and equity used to fund a property. Layers typically include senior debt, mezzanine debt, preferred equity, and common equity.
Understanding CRE Value: Valuation Formulas, Methodologies, and Underwriting Insights
CRE value measures a commercial property’s worth, primarily calculated by dividing Net Operating Income (NOI) by the Capitalization Rate (Cap Rate). Property income, location, physical condition, and prevailing market interest rates dictate the ultimate valuation.
Healthcare Real Estate Financing: Comparing SBA 504, Conventional, and HUD Options
We structure healthcare real estate financing for medical office buildings, senior housing, and practice locations. Options include SBA 504, conventional commercial mortgages, and HUD/FHA loans tailored specifically for physicians, practice owners, and healthcare real estate investors.
Ambulatory Surgery Center Real Estate Financing Guide: SBA 504, CON & Capitalization
We finance ambulatory surgery center real estate using SBA 504 loans, conventional bank debt, and bridge options. Key factors include Certificate of Need compliance, physician-guarantor structures, specialized build-out costs, and long-term triple-net leases.