SBA 504 Loan Real Estate Partnership Structure Guide
Learn how to structure an SBA 504 loan real estate partnership using the EPC/OpCo framework, 50/40/10 capital stacks, and required equity tiers.
SBA 504 Debt Refinance With Expansion Guidelines: Rules & Structuring Guide
Master the SBA 504 debt refinance with expansion guidelines. Learn 13 CFR 120.882(g) rules, the 75% qualified debt threshold, and optimal capital structuring.
SBA 504 Refinancing for Owner-Occupied Real Estate
Refinance owner-occupied commercial real estate with SBA 504 loans. Secure 25-year fixed rates, lower monthly payments, and cash-out up to 20% equity.
SBA 504 Multi-Tenant Occupancy Requirements Guide
Learn SBA 504 multi-tenant occupancy rules: 51% for existing properties, 60% for new construction, plus EPC/OC structure guidelines for commercial real estate.
SBA 7(a) vs 504 Loans for Real Estate Acquisition
Compare SBA 7(a) vs 504 loans for commercial real estate acquisition. Learn key differences in down payments, interest rates, terms, and eligibility.
SBA 504 Green Energy Loan Limits: Maximizing Capital for Sustainable Real Estate
Discover how SBA 504 Green Energy Loan limits allow commercial real estate borrowers to access up to $5.5M per project and $16.5M in aggregate financing.
SBA 504 Debt Refinance Eligibility Guidelines
Qualify for SBA 504 debt refinancing with this guide covering 2-year business history, 51% owner occupancy, 75% asset usage, and 10% payment reduction rules.
Financing Multi-Tenant Commercial Property with SBA 7(a) Loans
We assist business owners in financing multi-tenant commercial properties using SBA 7(a) loans. To qualify, your operating business must occupy at least 51% of the property’s rentable square footage, allowing you to lease the remaining space to tenants.
SBA Preferred Lender Commercial Real Estate Approval Time: A Definitive Guide
With delegated authority, SBA Preferred Lenders approve commercial real estate loans in 5 to 14 days, with total funding taking 30 to 60 days. This bypasses standard agency review, saving weeks compared to non-preferred lenders.
SBA 504 Loan Projected Cash Flow Requirements: Complete Guide
To meet SBA 504 loan projected cash flow requirements, we require detailed two-year financial projections demonstrating a minimum Debt Service Coverage Ratio (DSCR) of 1.25x to prove the business can reliably cover all debt service.