SBA Form 159 Referral Fee Compliance Checklist for Advisors
To comply with SBA Form 159, advisors must execute a written referral agreement, itemize specific services provided, disclose exact compensation, ensure the lender pays the fee rather than the borrower, and maintain countersigned copies in their compliance files.
Commercial Property Purchase Loan Pre-Approval Letter Requirements
To obtain a commercial property pre-approval letter, we require three years of borrower tax returns, personal financial statements, a schedule of real estate owned, rent rolls, property operating statements, and target asset purchase details.
SBA 504 Loans: Commercial Real Estate Guide | Thorne
Explore expert SBA 504 commercial real estate guides. Learn about 10% down payments, SOP 50 10 rent replacement, DSCR rules, and prepayment schedules.
DSCR Loans Made Clear: Financing Income-Producing Properties with Confidence
Understand DSCR loans for income properties. Learn how Debt Service Coverage Ratio works, its benefits, requirements, and how to qualify.
Commercial Mortgage Loans: Strategies & Financing Guide
Explore commercial mortgage loan structures, financing strategies, regional market insights, and lending solutions for commercial real estate properties.
SBA 504 Loan Debt Service Coverage Ratio Requirements
SBA 504 loans require a minimum Debt Service Coverage Ratio (DSCR) of 1.20x to 1.25x. Learn underwriting formulas, global cash flow, and guidelines.
CRE Debt Maturity Stress Test Checklist: Evaluating Refinancing Risk Before Loan Payoff
Evaluate refinancing readiness with our CRE debt maturity stress test checklist. Model interest rate shocks, DSCR thresholds, and cap rate expansion.
CPA Commercial Client Refinancing Referral: An SBA 504 Debt Restructuring Case Study
Discover how CPAs partner with specialized commercial real estate debt advisors to refinance high-cost debt using SBA 504 loans, improving client cash flow by 3
Commercial Real Estate Financing: Pick the Right Loan
Learn how to choose the right commercial real estate financing for your property goals, from DSCR loans and bridge loans to owner-occupied mortgages.
Credit Lines for Business Growth: Flexible Capital Guide
Discover how flexible business credit lines stabilize operational cash flow, secure inventory discounts, and fuel long-term commercial enterprise expansion.