CMBS Conduit Loans for Retail: Underwriting, Terms, and Execution Guide
CMBS conduit loans for retail provide non-recourse, fixed-rate debt pooled and sold to bond investors. At Thorne CRE, we utilize them for shopping centers and net-lease properties, offering up to 75% LTV with 5-to-10-year terms.
Commercial Loan Restructuring: Strategic Advisory vs Refinancing Guide
Commercial loan restructuring modifies existing debt terms to resolve distress or impending maturities. Borrowers negotiate with lenders to secure maturity extensions, rate adjustments, amortization relief, or note bifurcations, stabilizing property cash flow and preserving sponsor equity.
Commercial Loan Modification vs Refinance: Strategic Comparison for Maturing Debt
A loan modification alters existing note terms directly with your current lender, often extending maturity or managing distress. A refinance replaces the existing debt with an entirely new facility, allowing sponsors to reset leverage, restructure amortization, or capture better market terms.
Preferred Equity Recapitalization vs Debt Refinancing at Maturity: A Strategic Guide for Real Estate Sponsors
At loan maturity, debt refinancing replaces existing debt with a new senior facility, whereas a preferred equity recapitalization injects flexible subordinate capital to bridge funding shortfalls, satisfy debt-yield constraints, and protect sponsor equity without forcing asset sales.
Tools to Refinance, Amend & Extend, or Repay at Maturity
Evaluate whether to refinance, amend and extend, or repay commercial mortgage maturities using CRE debt schedules, DSCR stress tests, and LTV models.
Interest Reserve Structure vs Cash In Refinance for Low DSCR Commercial Loans
When refinancing a low-DSCR property, an interest reserve funds debt service out of loan proceeds to bridge initial cash flow gaps. A cash-in refinance brings equity to reduce debt principal, lowering ongoing payments to meet coverage requirements.
Financial Planning for Real Estate | Thorne CRE
Explore financial planning strategies for commercial real estate. Learn to optimize your capital stack and mitigate market risks with Thorne CRE.
DSCR Loans Made Clear: Financing Income-Producing Properties with Confidence
Understand DSCR loans for income properties. Learn how Debt Service Coverage Ratio works, its benefits, requirements, and how to qualify.
Innovative Approaches to Expedite Commercial Loan Approvals
Explore modern strategies and technological advancements that streamline the commercial loan approval process, offering businesses faster access to capital.
Table Funding in Commercial Real Estate: A Comprehensive Guide
Table funding is a commercial real estate financing mechanism where a loan is closed and funded by an originating lender, but the funds are immediately provided by a third-party investor. This process allows the originator to close loans in their name without using their own capital, transferring the loan to the investor simultaneously.