SBA 504 Down Payment Requirements: Multi-Tenant CRE

SBA 504 loans require a 10% down payment for multi-tenant commercial properties with 51% owner occupancy. Learn tiered equity rules and occupancy guidelines.
SBA 504 Loan Third-Party Lender & Multi-Tenant Fee Structure Guide

Explore the complete SBA 504 loan third-party lender fee structure for multi-tenant commercial real estate, including participation fees, CDC debenture costs, a
Commercial Real Estate DSCR Calculator & Ratio Guide

Calculate commercial real estate DSCR using Net Operating Income and annual debt service. Evaluate coverage ratios across conventional and SBA loans.
Unlocking Capital: The Complete Guide to the SBA 504 Green Loan Initiative

The SBA 504 Green Loan Initiative allows businesses to exceed standard SBA borrowing limits by securing up to $5.5 million per project. We help clients qualify by reducing energy consumption by 10% or generating 15% renewable energy.
How to Finance a Multi-Tenant Commercial Building: Complete Guide

We recommend financing multi-tenant commercial buildings through conventional commercial mortgages, SBA 504 loans, CMBS loans, or bridge financing. Lenders evaluate property net operating income (NOI), debt service coverage ratio (DSCR), occupancy rates, and tenant lease terms.
SBA 504 Refinancing Commercial Bridge Loans: Structuring Interim Financing Solutions

Discover how an SBA 504 refinancing commercial bridge loan provides interim second lien capital to cover debenture processing gaps and secure long-term fixed ra
Commercial Real Estate Bridge Loan Lender Requirements: Complete Qualification Guide

To qualify for a commercial real estate bridge loan, we typically look for a clear exit strategy, strong guarantor credit (680+ FICO), a proven sponsor track record, 65%–80% maximum LTV, and viable commercial property collateral.
Refinancing Mezzanine Debt with an SBA 504 Loan: Eligibility & Capital Structure Strategy

Discover how we help commercial real estate borrowers refinance high-cost mezzanine debt into low-rate, long-term SBA 504 loans to lower debt service and stabil
SBA 504 Loan vs 7(a) for Commercial Real Estate: Complete Comparison Guide

For commercial real estate, we recommend the SBA 504 loan for lower down payments, long-term below-market fixed rates, and higher loan limits. Choose SBA 7(a) if you need flexibility combining real estate purchase with working capital or inventory.
SBA 504 Green Energy Loan Expansion Limits: Portfolio Growth Beyond Standard Borrowing Caps

Explore how SBA 504 Green Energy Loan expansion limits allow borrowers to access up to $5.5M per project and $16.5M in aggregate funding for commercial real est