Commercial Construction Loan Sponsor Liquidity and Net Worth Requirements: Sponsor Structuring Guide

Commercial construction lenders typically require sponsors to maintain a net worth equal to 100% of the loan amount and post-closing liquid assets equal to 10% to 15% of the total loan size.
SBA 504 Loan Down Payment Requirements for Commercial Buildings

SBA 504 loans generally require a 10% down payment for commercial real estate. However, startup businesses under two years old or single-purpose buildings require 15%, while startups purchasing single-purpose properties require a 20% down payment.
Healthcare Medical Office Finance: The Complete Commercial Real Estate Guide

Healthcare medical office finance provides capital for acquiring, refinancing, or expanding medical practice real estate. At Thorne CRE, we connect physicians and investors with customized conventional and SBA loan options structured for unique medical practice cash flows.
Self-Storage Financing: The Complete Commercial Real Estate Capital Guide

Self-storage financing options include SBA 7(a) and SBA 504 loans, conventional bank loans, CMBS, and bridge loans. SBA loans offer up to 90% LTV with 25-year terms, making them ideal for acquiring, developing, or refinancing self-storage facilities.
Hospitality Financing Guide: Capital Structures & Underwriting for Hotel Owners

Hospitality financing provides capital for hotel acquisition, development, construction, or refinancing. Common structures include SBA 7(a) and 504 loans, conventional commercial mortgages, bridge loans, and mezzanine debt, tailored to property performance, PIP requirements, and cash flow.
Complete Guide to Owner-User SBA Property Finance: SBA 504 & 7(a) Real Estate Loans

Owner-user SBA property finance enables operating businesses to acquire, construct, or refinance commercial real estate with 10% down equity. Utilizing SBA 7(a) and 504 programs, we structure long-term, fixed-rate financing to stabilize facility costs and preserve operational capital.
Commercial Bridge Financing Guide: Strategies, Execution & SBA Takeout Exits

Bridge financing is short-term, temporary capital used to cover immediate cash needs during transitional periods, such as urgent property acquisitions, renovations, or maturity rescue, until permanent debt or SBA takeout financing is secured.
Dental Practice Real Estate Loan Lenders: Financing Structures & Evaluation Guide

Explore how specialized dental practice real estate lenders structure 100% combined financing, SBA 504/7(a) loans, and practice cash flow cross-collateralizatio
Commercial Property Buyers: A Practical Guide to Tailored Financing

Discover tailored financing options for commercial property buyers, from conventional loans to SBA programs and bridge financing, to secure your next investment.
Commercial Real Estate Financing: Strategic Approaches for North Carolina’s Market

Explore strategic commercial real estate financing options tailored for North Carolina’s dynamic market. Understand debt, equity, and alternative funding sources, along with key market trends and risk mitigation strategies for successful investments.