Best SBA 504 Lenders for Brokers: Top CDC & Bank Referral Partnerships

At Thorne CRE, we connect brokers with top SBA 504 lenders, including premier Certified Development Companies like TMC Financing and Florida Business Development Corporation, alongside preferred banks offering fast underwriting, competitive referral protections, and reliable execution.
SBA 504 Loan Owner-Occupied Commercial Real Estate

Learn SBA 504 loan occupancy rules for commercial property. Qualify with 51% occupancy for existing buildings or 60% for new construction with 90% LTV.
SBA Commercial Real Estate Loan Pre-Approval Timeline

Discover the SBA commercial real estate loan pre-approval timeline. Get pre-approved in 3 to 10 days, with full funding taking 60 to 90 business days.
SBA 504 vs 7(a) for Owner-Occupied Real Estate Guide

Compare SBA 504 vs. 7(a) loans for owner-occupied commercial real estate. Learn rates, down payments, occupancy rules, and project size limits to choose.
SBA 504 Commercial Real Estate Loan Requirements Guide

SBA 504 commercial real estate loan requirements mandate 51% owner occupancy, a 10% down payment, and net worth under $20M. Learn how to qualify today.
White Label Commercial Real Estate Financing Guide

Discover how white label commercial real estate financing enables brokers to originate CRE loans under their brand with zero balance sheet risk.
SBA 504 Commercial Real Estate Expansion Loans Guide

Structure SBA 504 commercial real estate expansion loans with up to 90% LTV, low fixed rates, and 25-year terms. A guide for brokers and advisors.
Commercial Real Estate SBA Loan Down Payment Requirements: An Advisor’s Guide

We find SBA commercial real estate loans typically require a 10% minimum down payment for standard owner-occupied properties. However, special-purpose real estate or start-up businesses may require a 15% to 20% equity injection.
Owner-Occupied Commercial Property Financing Options

Explore owner-occupied commercial property financing options, including SBA 504, SBA 7(a), and conventional loans, with equity requirements down to 10%.
Understanding CDC and Senior Lender Maximum LTV in the SBA 504 Structure

Explore how the senior third-party lender maximum LTV interacts with the CDC debenture in an SBA 504 capital stack to structure commercial real estate loans.