Owner-Occupied Real Estate Financing | Thorne CRE
Explore owner-occupied real estate guides, SBA 504 and 7(a) loan rules, DSCR guidelines, and tailored commercial mortgage solutions for your business.
Commercial Real Estate Guides & Capital Solutions
Explore expert commercial real estate guides, capital structuring insights, DSCR loan strategies, and valuation methods tailored by Thorne CRE.
SBA 504 Bridge Loan Options: 2026 Interim Capital Guide
Compare SBA 504 bridge loan options, rates, structures, and CDC debenture interim financing steps for commercial real estate acquisition.
Commercial Real Estate Debt Schedule Review Framework: Capital Stack Optimization Guide
A commercial real estate debt schedule review framework evaluates a portfolio’s debt tranches, maturity dates, interest rates, DSCR, and covenants. We audit these metrics to calculate WACC and identify upcoming maturity wall risks to optimize capital structure strategy.
Commercial Property Financing in Florida: Debt Structuring & Acquisition Guide
Commercial property financing in Florida includes conventional CRE mortgages, SBA 504 and 7(a) loans, and bridge debt. We structure tailored financing solutions for acquisitions, owner-occupied properties, and investment real estate throughout the Sunshine State.
Preferred SBA Lenders for Retail Plaza Financing in Florida
Learn how our Preferred SBA Lender team structures Florida retail plaza financing with up to 90% LTV, delegated approvals, and 25-year terms.
Commercial Construction Loan Terms: A Sponsor’s Guide to Rates, Leverage, and Structure
Commercial construction loan terms typically range from 12 to 36 months, featuring interest-only payments during development and loan-to-cost (LTC) ratios between 65% and 80%. Rates generally float above SOFR, often converting into permanent debt post-completion.
Commercial Debt Restructuring Advisor for Maturing Loans: Strategic Capital Stack Advisory
As commercial debt restructuring advisors, we assist real estate owners facing loan maturities by re-evaluating capital stacks, negotiating lender workouts, extending terms, or securing recapitalization solutions to prevent default and protect property equity.
Commercial Construction Loan Sponsor Liquidity and Net Worth Requirements: Sponsor Structuring Guide
Commercial construction lenders typically require sponsors to maintain a net worth equal to 100% of the loan amount and post-closing liquid assets equal to 10% to 15% of the total loan size.
Ground-Up Commercial Construction Financing: Rates, Requirements, and Structure
Ground-up commercial construction financing provides short-term capital to fund land acquisition, site preparation, and vertical construction for new commercial builds. We structure these loans based on Loan-to-Cost (LTC) or Loan-to-Value (LTV), funding draws in stages throughout construction.