Structuring a Bridge to SBA 504 Exit Strategy
Learn how we structure a bridge to SBA 504 exit strategy to transition short-term commercial debt into long-term, low-rate SBA takeout financing.
What Is a Construction Loan for Commercial Real Estate? A Comprehensive FAQ Guide
A commercial real estate construction loan is short-term, draw-based financing used to cover land acquisition, labor, and building materials for ground-up development or major renovations. Upon project completion, it typically refinances into permanent, long-term debt.
SBA 504 Loan Down Payment Requirements for Commercial Buildings
SBA 504 loans generally require a 10% down payment for commercial real estate. However, startup businesses under two years old or single-purpose buildings require 15%, while startups purchasing single-purpose properties require a 20% down payment.
Healthcare Medical Office Finance: The Complete Commercial Real Estate Guide
Healthcare medical office finance provides capital for acquiring, refinancing, or expanding medical practice real estate. At Thorne CRE, we connect physicians and investors with customized conventional and SBA loan options structured for unique medical practice cash flows.
Ground-Up Construction Development Financing: Comprehensive Pillar Guide for Commercial Sponsors
Ground-up development financing provides capital for land acquisition, site preparation, and building construction from scratch. Structured as short-term, interest-only draw facilities, these loans transition into long-term permanent financing or debentures upon project completion and stabilization.
Self-Storage Financing: The Complete Commercial Real Estate Capital Guide
Self-storage financing options include SBA 7(a) and SBA 504 loans, conventional bank loans, CMBS, and bridge loans. SBA loans offer up to 90% LTV with 25-year terms, making them ideal for acquiring, developing, or refinancing self-storage facilities.
Hospitality Financing Guide: Capital Structures & Underwriting for Hotel Owners
Hospitality financing provides capital for hotel acquisition, development, construction, or refinancing. Common structures include SBA 7(a) and 504 loans, conventional commercial mortgages, bridge loans, and mezzanine debt, tailored to property performance, PIP requirements, and cash flow.
Complete Guide to Owner-User SBA Property Finance: SBA 504 & 7(a) Real Estate Loans
Owner-user SBA property finance enables operating businesses to acquire, construct, or refinance commercial real estate with 10% down equity. Utilizing SBA 7(a) and 504 programs, we structure long-term, fixed-rate financing to stabilize facility costs and preserve operational capital.
Commercial Bridge Financing Guide: Strategies, Execution & SBA Takeout Exits
Bridge financing is short-term, temporary capital used to cover immediate cash needs during transitional periods, such as urgent property acquisitions, renovations, or maturity rescue, until permanent debt or SBA takeout financing is secured.
Commercial Real Estate Refinancing: Strategic Solutions for Maturities, Rate Resets, and Recapitalization
Commercial real estate refinancing replaces an existing mortgage with a new loan to secure lower interest rates, adjust loan terms, resolve upcoming maturities, or extract cash equity. Sponsors refine debt structures to manage rate resets and optimize property cash flow.